SBI SCO Recruitment 2025: Salary, Eligibility, Complete Details

The State Bank of India (SBI) has announced its 2025 recruitment drive for Specialist Cadre Officers (SCO), inviting applications for 996 positions including VP Wealth (SRM), AVP Wealth (RM), and Customer Relationship Executive.

The State Bank of India (SBI) regularly conducts recruitment for Specialist Cadre Officers (SCO) to strengthen its professional workforce in areas like Wealth Management, IT, Risk, HR, Marketing, and Finance. SBI SCO Recruitment 2025 offers an excellent opportunity for experienced professionals to work with India’s largest public sector bank with attractive salary packages, benefits, and career growth.

What is SBI SCO?

SBI SCO (Specialist Cadre Officer) posts are meant for candidates with specialized knowledge and professional experience. Unlike clerical or PO posts, SCO roles focus more on domain expertise rather than general banking operations.

Common SBI SCO posts include:

VP Wealth (SRM)
AVP Wealth (RM)
Relationship Manager
IT Officer
Risk Officer
Marketing & HR Specialists

SBI SCO Eligibility Criteria

1. Educational Qualification

Eligibility varies by post, but generally includes:

Graduation / Post Graduation from a recognized university
Professional degrees like MBA, CA, CFA, CS, BE/B.Tech, MCA (as per post requirement)

2. Experience

Relevant work experience is mandatory

Post No. 1: Applicants must hold a Bachelor’s degree and have a minimum of 6 years of relevant work experience.
Post No. 2: Candidates should possess a Bachelor’s degree along with at least 4 years of professional experience.
Post No. 3: A Bachelor’s degree from a recognized institution is required.

3. Age Limit

Minimum Age: 20–26 years
Maximum Age: 35–42 years
Age relaxation for SC/ST/OBC/EWS/PwBD candidates as per Government of India norms

SBI SCO Syllabus

The SBI SCO exam syllabus typically has two major parts:

General Aptitude (Qualifying)
Professional/Role-Specific Knowledge

However, the exact pattern varies by post — some posts may not have a written test and are filled through shortlisting + interview alone, especially senior roles.

1. General Aptitude (Qualifying Sections)

For Specialist Cadre Officer posts that include a written test, the common aptitude section usually covers:

Reasoning Ability

Coding-Decoding
Blood Relations
Series & Patterns
Seating Arrangements
Puzzle Solving
Logical & Analytical Reasoning
Direction Sense, Data Sufficiency, etc.

Quantitative Aptitude

Number System
Percentages
Profit & Loss
Time, Work & Distance
Ratio & Proportion
Data Interpretation & Simplification
Permutation & Combination, Probability, Mensuration, etc.

English Language

Reading Comprehension
Grammar (Tenses, Prepositions, Conjunctions)
Vocabulary (Synonyms/Antonyms)
Sentence Rearrangement
Error Spotting & Cloze Test

2. Professional / Role-Based Knowledge

This section is the core of the SCO exam and differs based on the specialized position you’re applying for.

Some examples include:

Finance/Accounts Roles

Accounting Standards & Reporting
Corporate Finance
Indian Accounting Standards (Ind-AS)
Financial Instruments & Valuation
Banking & Capital Markets Concepts

IT/System Posts

Computer Networks
DBMS & Data Structures
Operating Systems
Cyber Security Basics
Software Engineering Concepts

SBI SCO Exam Pattern

SBI SCO recruitment may involve:

Shortlisting
Written Test (for some posts)
Interview

Written Test Pattern (if applicable)

Objective or descriptive test
Focus on domain knowledge
Qualifying or merit-based depending on the post

SBI SCO Salary Structure

SBI SCO salary is one of the biggest attractions of the recruitment.

Indicative Salary (Post-wise)

Junior Level SCO: ₹6–10 lakh per annum
Mid-Level SCO: ₹12–20 lakh per annum
Senior Level (VP/AVP): ₹25–40+ lakh per annum

Salary includes:

Basic Pay
DA (Dearness Allowance)
HRA / Lease Rental
Performance-linked incentives (for some posts)

SBI SCO Allowances & Benefits

SBI provides multiple allowances to SCO officers:

Dearness Allowance (DA)
House Rent Allowance (HRA) or Lease Accommodation
City Compensatory Allowance (CCA)
Travelling Allowance
Leave Travel Concessions (LTC)
Performance-based incentives (for certain roles)

SBI SCO Quarters / Accommodation Facility

SBI provides bank quarters in selected cities
If quarters are not available, HRA or leased accommodation is provided
Accommodation benefits depend on grade, posting location, and availability

SBI SCO Medical Facilities

SBI offers excellent medical benefits, including:

Medical reimbursement for officer and dependent family members
Tie-ups with top hospitals
Cashless treatment in empanelled hospitals
Annual health check-ups

SBI SCO Pension & Retirement Benefits

For regular cadre SCO posts, pension benefits are applicable as per SBI norms
For contractual SCO posts, pension may not apply, but higher CTC compensates for it
Other retirement benefits may include gratuity and PF (if applicable)

SBI SCO Workload & Job Profile

Workload

Moderate to high, depending on the role
Less public dealing compared to PO/Clerk roles
More focus on targets, strategy, advisory, and client management

Work-Life Balance

Generally better than branch banking roles
Fixed working hours in many specialist departments
Target pressure may exist in wealth and marketing roles

SBI SCO Selection Procedure

The selection process usually includes:

Application Screening

Based on qualification & experience

Written Test / Interview

Some posts: Interview only
Some posts: Written Test + Interview

Final Merit List

Prepared based on interview/written test performance

Why Choose SBI SCO?

High salary package
Prestigious government bank job
Less routine banking work
Excellent medical & housing benefits
Growth in specialized roles
Job stability and brand value